Welcome to this 4-bedroom, 3-bath home in Monticello, set outside of a formal subdivision with no mandatory HOA. With 2,380 square feet of finished living space, this floor plan offers generous gathering spaces as well as comfortable private retreats. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Step outside to approximately 1.6 acres, creating a comfortable setting for outdoor living and weekend gatherings. With parking available, the home provides flexible options for families and visitors. Set outside of a formal subdivision, this address in Monticello offers a more independent feel with no mandatory HOA. On the market for about 9 days, this home offers an excellent opportunity in Monticello. At $425,000, this home is well positioned for buyers seeking value in Monticello.